5paisa is one of India’s top discount brokers, offering low-cost trading, investment, and financial planning services through a unified digital platform. Backed by IIFL (India Infoline), 5paisa has emerged as a favorite among budget-conscious traders and first-time investors due to its flat-fee structure and modern mobile app.
Company Overview
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Name: 5paisa Capital Limited
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Founded: 2016 (by IIFL Group)
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Headquarters: Mumbai, India
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Regulated by: SEBI, NSE, BSE, MCX, CDSL
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User Base: Over 1.5 crore accounts
With its slogan “Ab Trading Mein Kuch Naya Hai,” 5paisa has positioned itself as a cost-effective and easy-to-use platform for Indian retail investors.
⭐ Key Features of 5paisa
1. Flat ₹20 Brokerage Per Trade
One of the biggest attractions of 5paisa is its flat ₹20 per order across all segments – equity, F&O, currency, and commodities – regardless of trade size. Premium plan subscribers can trade for as low as ₹10 per order.
2. Zero Brokerage for Mutual Funds & IPO
You can invest in direct mutual funds with zero commission, and also apply for IPOs in a few clicks at no additional cost.
3. All-in-One Investment Platform
Trade and invest in stocks, commodities, futures, options, mutual funds, gold, and insurance — all from one app.
4. Smart Investor Tools
5paisa offers powerful features like portfolio analytics, Robo Advisory, and Auto Investor for goal-based investing with minimal human input.
5. Quick Online Account Opening
Complete your account setup in under 15 minutes using paperless KYC, Aadhaar-based e-signing, and video verification.
📲 Mobile App & Web Platform
The 5paisa app is known for its simplicity, speed, and sleek UI. Key features include:
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Real-time market watch
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Advanced charting tools
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Options trading with OI analysis
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One-click fund transfer
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Voice-based order placement (in select devices)
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Smartwatch compatibility
Web trading platform and desktop terminal (Trade Station EXE) are available for serious traders.
🛠️ Products & Services
| Product | Description |
|---|---|
| Equity Trading | Trade shares on NSE/BSE with low brokerage. |
| F&O | Futures & Options trading across indices and stocks. |
| Currency & Commodity | Trade on MCX and forex markets (USD-INR, etc.) |
| Mutual Funds | Invest in over 5,000+ direct mutual fund schemes. |
| IPO | Quick UPI-based IPO application and allotment tracking. |
| Gold | Buy digital gold with as low as ₹10. |
| Insurance | Health, life, and vehicle insurance plans. |
| Robo Advisory | Automated financial planning based on your goals and risk profile. |
💵 5paisa Pricing & Charges
| Type | Charges |
|---|---|
| Account Opening | ₹0 (Limited time) |
| AMC (Demat) | ₹300/year |
| Brokerage (All Segments) | ₹20 per executed order (₹10 with plans) |
| Mutual Funds | Free (Direct plans) |
| Call & Trade | ₹100 per call |
| Auto Investor (Robo) | ₹50/month (optional) |
Membership Plans
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Basic – ₹20 per order
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Power Investor – ₹10 per order (₹499/month)
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Ultra Trader – ₹10 per order + lower margin rates (₹999/month)
📈 Why Choose 5paisa?
✅ Pros
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🔥 Lowest brokerage among full-feature platforms
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📱 Clean & easy-to-use app and web portal
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🧠 Robo Advisory & Auto Investor tools
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🆓 Free mutual fund and IPO investing
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📊 Advanced charts & real-time market data
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🔒 Secure and SEBI-regulated
❌ Cons
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No free delivery trades (unlike Angel One or Zerodha)
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₹100 for call & trade support
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Customer service is mostly digital — no physical branches
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₹300 annual charges from the second year
How to Open a 5paisa Account (Step-by-Step)
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Visit: https://www.5paisa.com
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Enter your mobile number and verify with OTP
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Enter PAN, Aadhaar, bank account, and e-sign documents
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Complete video KYC for identity verification
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Start trading within 24 hours
No need to print or send physical forms!
📥 5paisa App Download Links
Start trading today by downloading the official 5paisa app:
▶️ Android (Google Play Store)
🍏 iOS (Apple App Store)
You can also access the Web Trading Portal or download the Trade Station Desktop EXE from the official website.
🧠 Educational Resources by 5paisa
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5paisa School: Learn stock market basics through videos and blogs
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Webinars & Live Market Commentary
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Daily Market Research Reports
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Option Strategies & Screener Tools
📞 5paisa Contact Details
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Customer Support: 89766 89766
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Email: support@5paisa.com
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Corporate Address: 5paisa Capital Ltd., Mumbai, Maharashtra – 400093
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Official Website: https://www.5paisa.com
⚖️ 5paisa vs. Competitors
| Feature | 5paisa | Zerodha | Angel One |
|---|---|---|---|
| Delivery Charges | ₹20/order | ₹0 | ₹0 |
| Intraday Brokerage | ₹20/order (₹10*) | ₹20/order | ₹20/order |
| Mutual Funds | Direct (Free) | Direct (Free) | Direct (Free) |
| Account Opening | Free | ₹200 | Free |
| Robo Advisory | ✅ | ❌ | Limited (ARQ) |
| Premium Plans | ✅ (Optional) | ❌ | ❌ |
*₹10 with Power Investor/Ultra Trader plan
Final Verdict
5paisa is a great choice if you’re looking for affordable, reliable, and multi-asset investing under one roof. With flat ₹20 brokerage, direct mutual funds, and AI-driven tools, it’s designed for smart investors who want value for money. Whether you are an active trader or long-term wealth builder, 5paisa offers one of the best tech-driven brokerage experiences in India.
Open Your Free Account Today
🔗 https://www.5paisa.com/open-demat-account
