ICICI Direct is one of India’s largest and most trusted full-service brokerage platforms, operated by ICICI Securities, a subsidiary of ICICI Bank. It is renowned for offering a comprehensive 3-in-1 account that combines banking, Demat, and trading into one seamless experience. With over 75 lakh customers, ICICI Direct caters to both new investors and active traders by offering access to stocks, F&O, mutual funds, IPOs, bonds, ETFs, SIPs, and more under one digital roof.
About ICICI Direct
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Company: ICICI Securities Limited
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Founded: 1995
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Headquarters: Mumbai, India
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Parent Company: ICICI Bank
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Users: 75+ lakh retail investors
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Regulated by: SEBI, NSE, BSE, MCX, NSDL
ICICI Direct is a one-stop solution for investors looking for safety, professional-grade tools, research support, and premium services.

🧰 Key Investment Options on ICICI Direct
Investment Type | Description |
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Stocks | Buy/sell NSE & BSE listed shares for intraday or delivery |
F&O (Derivatives) | Trade in futures & options with advanced tools |
Mutual Funds | Invest in 5,000+ direct & regular schemes from top AMCs |
IPO | Apply online with UPI or ASBA and track allotment |
ETF | Invest in index ETFs, gold ETFs, and sector-based ETFs |
SIPs | Schedule regular investments in MF or ETFs |
Bonds & NCDs | Fixed-income instruments with predictable returns |
Global Investing | Invest in US stocks via partner platforms |
⭐ Standout Features of ICICI Direct
🔗 3-in-1 Account Convenience
You get a savings account, trading account, and Demat account in one. This allows seamless money transfer, faster settlements, and zero fund transfer hassles.
📈 Real-Time Trading Tools
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Access real-time market data
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Advanced charting with indicators
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Option chain analytics
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Heat maps and technical screeners
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GTT & Bracket orders
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Basket orders for multi-stock execution
🔍 Research & Advisory
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Daily market reports and insights
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Stock recommendations
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Sectoral and thematic analysis
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Technical & fundamental screening tools
🧠 Robo Advisory (ICICI iTrack & Track & Act)
Automated portfolio tracking and advice based on your investment goals and risk tolerance.
📱 ICICI Direct App & Web Trading
Key Features:
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Real-time quotes and price alerts
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Live F&O tracking with OI & Greeks
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Fund transfer via UPI or Net Banking
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Integrated MF, IPO, and ETF investing
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Personalized watchlists and order tracking
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AI-based smart investing suggestions
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Apply for IPOs in 2 taps
Desktop Terminal: Trade Racer
For active traders, ICICI Direct offers Trade Racer, a downloadable desktop platform with:
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Live tick-by-tick streaming
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Derivatives screeners
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Technical alerts & back-testing
📥 ICICI Direct App Download Links
▶️ Android (Google Play Store)
🔗 Download ICICI Direct for Android
🍏 iOS (Apple App Store)
🔗 Download ICICI Direct for iOS
🌐 Web Platform
📊 Mutual Fund Investment with SIPs
ICICI Direct gives access to:
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Direct Mutual Funds (lower expense ratio)
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Regular Mutual Funds (with advisory)
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Smart SIPs – dynamically managed SIPs
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Lumpsum & Goal-Based MF Planning
You can invest via UPI, bank mandate, or auto-debit from ICICI Bank. MF reports and performance tracking are available under your dashboard.
🧾 ICICI Direct Brokerage & Charges (2025)
Service | Charges (Standard Plan) |
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Equity Delivery | ₹20 or 0.55% per executed order (whichever is higher) |
Intraday (Equity) | ₹20/order or 0.05% |
Futures | ₹20/order |
Options | ₹20 per order (flat) |
Mutual Funds | ₹0 (Direct); advisory fee for regular plans |
IPO | Free UPI application |
Account Opening | Free or ₹0 for ICICI Bank customers |
Demat AMC | ₹700/year (waived in select plans) |
Call & Trade | ₹25 per order |
Note: ICICI Direct also offers flexible plans like NEO Plan, Prepaid Plans, and Prime Plans with lower brokerage for frequent traders.
💡 Why Choose ICICI Direct?
✅ Advantages
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🔒 High trust & security (ICICI Bank-backed)
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📊 Comprehensive product range
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💼 3-in-1 integrated account
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🧠 Research-backed investing ideas
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💰 Multiple plan options based on user profile
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📱 Clean, modern app for MF, stocks, and IPOs
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🧾 Auto-generated tax reports and P&L
❌ Disadvantages
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Slightly higher charges than discount brokers
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Trade Racer desktop terminal is only for active traders
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Mutual fund investments in regular plans by default unless specified
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No commodities or currency trading in retail segment
🧠 How to Open an ICICI Direct Account
You can open your account completely online:
For ICICI Bank Users:
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Login to net banking → Investments → Open Trading Account
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Instant activation & linked with your existing savings account
For New Users:
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Fill personal details
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Upload PAN, Aadhaar, bank details
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E-sign using Aadhaar OTP
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Complete video KYC
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Account gets activated within 24–48 hours
📞 ICICI Direct Customer Support
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Website: https://www.icicidirect.com
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Helpdesk: https://help.icicidirect.com
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Phone: 1860 123 1122
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Email: customercare@icicidirect.com
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Head Office: ICICI Securities Ltd., Mumbai – 400051
🧾 Reports, Tax Statements & Portfolio
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Contract notes
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Tax P&L reports
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Realized/unrealized gain tracker
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Capital gains summary
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Portfolio analytics by asset class
These can be downloaded in PDF, Excel formats from the portal or app.
🆚 ICICI Direct vs. Zerodha vs. Angel One
Feature | ICICI Direct | Zerodha | Angel One |
---|---|---|---|
Delivery Brokerage | ₹20 or % based | ₹0 | ₹0 |
Intraday Brokerage | ₹20/order | ₹20/order | ₹20/order |
Research & Advisory | ✅ (strong) | ❌ | Basic |
3-in-1 Account | ✅ | ❌ | ❌ |
MF Regular + Direct | ✅ | ✅ (direct only) | ✅ |
Trust & Legacy | ⭐⭐⭐⭐⭐ | ⭐⭐⭐⭐ | ⭐⭐⭐⭐ |

Final Verdict: Should You Choose ICICI Direct?
If you’re looking for:
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A secure platform backed by a major bank
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Access to all types of financial products
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Research-backed investing strategies
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Easy bank-Demat integration
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Reliable IPO, MF, and F&O tools
Then ICICI Direct is a top-tier choice — especially for salaried individuals, long-term investors, and NRI users.
For advanced traders who want low-cost brokerage, Zerodha or FYERS might be cheaper, but ICICI Direct wins on trust, convenience, and support.
Open Your ICICI Direct 3-in-1 Account Now
🔗 https://www.icicidirect.com/open-account