Bajaj Finserv personal loan

✅ Introduction to Bajaj Finserv

Bajaj Finserv is one of India’s most trusted and diversified non-banking financial companies (NBFCs), operating in sectors such as lending, insurance, asset management, and wealth advisory. A subsidiary of the Bajaj Group, it has revolutionized financial access for millions with its wide range of financial products and tech-enabled services.

From personal loans and EMI cards to health insurance and mutual funds, Bajaj Finserv makes financial services more accessible to salaried professionals, business owners, and even rural customers.

📌 Key Features of Bajaj Finserv Services

1. Instant Loans and Credit Options

   • Personal Loans up to ₹40 lakh with minimal documentation.

   • Business Loans for MSMEs with fast approvals.

   • Home Loans, Loan Against Property, Gold Loans available with competitive rates.

   • Pre-approved offers for existing customers.

2. EMI Network Card

   • Allows consumers to shop over 1 million products on No Cost EMI.

   • Can be used across 1.5 lakh+ partner stores and e-commerce websites.

   • Digital EMI card available in-app instantly.

3. Insurance Services

   • Health, Life, Travel, and Motor insurance policies.

   • Cashless claim across thousands of hospitals.

   • Critical illness, COVID-19 protection, and accident covers.

4. Wealth Management

   • Invest in Mutual Funds, Fixed Deposits (FDs), and ULIPs.

   • SIP options, real-time tracking, and tax-saving investments.

5. Mobile App & Web Portal

   • Fully digital, easy-to-use Bajaj Finserv App.

   • Track all your loans, investments, cards, and policies in one place.

   • Option to raise service requests or download documents.

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📲 How to Download the Bajaj Finserv App

To access all services in one place, you can download the Bajaj Finserv App:

🔗 Download Link (Official App):
👉 Bajaj Finserv App on Google Play Store
👉 Bajaj Finserv App on Apple App Store

Once installed:

• Log in using your mobile number and OTP.

• View pre-approved offers.

• Apply for loans or credit cards.

• Pay EMIs, download statements, and manage insurance.

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🏦 Popular Products Offered by Bajaj Finserv

1. Personal Loan

• Up to ₹40 lakh

• No collateral

• Tenure: 12 to 96 months

• 100% online process

• Interest rates start from 11% p.a.

2. Bajaj EMI Network Card

• Pre-approved limit of up to ₹2 lakh

• Buy products on easy EMIs

• 0% interest options

• Minimal processing fee

• Accepted at partner stores like Croma, Vijay Sales, Amazon, Flipkart

3. Fixed Deposits

• Interest rate up to 8.60% p.a.

• Flexible tenure from 12 to 60 months

• Online FD calculator available

4. Health and Motor Insurance

• Compare and buy policies online

• Paperless claim and renewal

• Instant premium quotes

• Add-on covers available

5. Bajaj Pay Wallet & UPI

• Send/receive money instantly

• Pay bills, recharge mobile/DTH, and book insurance

• UPI-enabled for secure transfers

 

🛡️ Benefits of Using Bajaj Finserv

• ✅ Paperless Applications: Save time with digital KYC and document uploads.

• ✅ Pre-approved Offers: Exclusive to existing customers.

• ✅ Wide Partner Network: Across India in both Tier 1 & Tier 2 cities.

• ✅ Secure Transactions: Encrypted digital interface with RBI compliance.

• ✅ Customer Support: 24/7 service through chatbot, email, and phone.

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🧾 How to Apply for a Personal Loan via Bajaj Finserv

Step-by-step:

1. Visit the official website: https://www.bajajfinserv.in

2. Go to Loans > Select Personal Loan

3. Fill in your mobile number, PAN, and other KYC details

4. Enter your loan requirement and tenure

5. Upload documents like:

   • Aadhar/ PAN Card

   • Bank statements

   • Salary slips (if salaried)

6. Get approval within minutes

7. Amount disbursed within 24 hours*

*Terms and conditions apply.

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📚 Bajaj Finserv: Eligibility & Documentation

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💬 Bajaj Finserv Customer Care

Phone: 08698010101
Email: wecare@bajajfinserv.in
Website Support Chat: https://www.bajajfinserv.in

Also available on WhatsApp for quick assistance.