how to apply for loan using Money View app

VETRIVEL

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how to apply for loan using MoneyView app

✅ What is MoneyView?

MoneyView is a leading personal loan and credit management platform in India that provides instant personal loans, free credit score checks, and financial tracking tools. Launched with the mission to simplify financial access for middle-income Indians, MoneyView has grown rapidly thanks to its fully digital application, quick approvals, and minimal paperwork.

With loan limits ranging from ₹5,000 to ₹10,00,000, flexible tenures, and competitive interest rates, MoneyView is ideal for salaried and self-employed individuals looking for personal loans for emergencies, education, weddings, rent deposits, or business needs.

how to apply for loan using MoneyView app
how to apply for loan using MoneyView app

📲 MoneyView App Download Links

🔗 Android (Google Play Store):
👉 Download MoneyView App

🔗 iOS (Apple App Store):
👉 iOS version is not yet available

🌐 Official Website:
👉 https://moneyview.in


📌 Key Features of MoneyView App

  1. Instant Personal Loans

    • Get up to ₹10 lakhs approved and credited in under 24 hours

    • Minimal documentation and 100% digital

  2. Flexible EMI Options

    • Choose tenure from 3 to 60 months

    • Pay EMIs via auto-debit or manually through UPI/net banking

  3. Real-Time Credit Score Tracking

    • Free credit score with real-time updates and tips to improve CIBIL

  4. Loan Eligibility Check

    • Quick pre-check with no impact on credit score

  5. Financial Planner

    • Track your bank accounts, credit card expenses, and monthly budgets all in one place

  6. Secure and RBI-Compliant

    • All transactions are encrypted and processed through NBFCs like Whizdm Finance


🏦 How MoneyView Works

  1. Install the App

  2. Sign Up Using Mobile and PAN

  3. Check Eligibility Instantly

  4. Upload Required Documents

  5. Choose Amount and EMI Tenure

  6. Loan Disbursed Directly to Bank Account

After successful repayment, your loan limit can be increased, and you become eligible for top-up loans.

 Eligibility Criteria

Criteria Requirement
Age 21 to 57 years
Employment Salaried or Self-Employed
Monthly Income ₹13,500+ (varies by location & lender)
CIBIL Score 650+ (creditworthy applicants preferred)
Location Available in 5000+ PIN codes in India

 Required Documents

  • ✅ PAN Card

  • ✅ Aadhaar Card / Address Proof (Voter ID, Utility Bill)

  • ✅ Bank Statement (Last 3–6 months PDF)

  • ✅ Selfie for verification

  • ✅ Salary slips or ITR (if self-employed)

Documents can be uploaded directly through the MoneyView app or website. No physical copies are needed.

 Loan Details

Feature Range / Description
Loan Amount ₹5,000 to ₹10,00,000
Interest Rate 1.33% to 2.5% per month (16% – 30% p.a.)
Tenure 3 to 60 months
Processing Fee 2% to 8% (one-time fee)
Late Payment Charges ₹500 + GST per missed EMI
Prepayment Charges Zero after 3 EMIs paid

 Common Use Cases for MoneyView Loans

  • 📱 Mobile or laptop purchase

  • 🏥 Medical emergencies

  • 💍 Wedding planning

  • 🏡 Home renovation or rent deposit

  • 🎓 Education or certification courses

  • 🚗 Two-wheeler purchase or repairs

  • 🧾 Debt consolidation

 


💳 Credit Score Monitoring

The app provides:

  • Free CIBIL & Experian credit score check

  • Score improvement suggestions

  • Alerts for EMI due dates or sudden score drops

  • Credit report insights with account history


💬 Customer Support


✅ Advantages of Using MoneyView

  • ✔️ Fast disbursal – loans credited within 24 hours

  • ✔️ Pre-approved offers for repeat borrowers

  • ✔️ Track credit score & finances in one app

  • ✔️ No collateral required

  • ✔️ Transparent interest and zero hidden charges

  • ✔️ No office visits or paperwork

  • ✔️ Used by 1 crore+ users across India


📊 Comparison: MoneyView vs Other Loan Apps

Feature MoneyView PaySense KreditBee CASHe
Loan Amount ₹5,000–₹10L ₹5,000–₹5L ₹1,000–₹5L ₹5,000–₹4L
Approval Time Within 24 hrs Same day 10 mins 24 hrs
CIBIL Required Yes (650+) Optional Not mandatory Yes
Free Credit Score Yes No No No
EMI Tenure 3–60 months 3–60 months 2–24 months 3–18 months

🧠 Tips to Increase Approval Chances

  1. Keep your CIBIL score above 700 for lower interest

  2. Maintain consistent salary credit or business income

  3. Upload clear, recent PDF statements directly from bank app

  4. Link a bank account with stable transactions

  5. Avoid multiple loan rejections across apps (affects score)

how to apply for loan using MoneyView app
how to apply for loan using MoneyView app

📥 Download the MoneyView App Now

🔗 Android Users:
👉 Download MoneyView from Google Play Store

🌐 Website:
👉 Visit Official Site

 Final Thoughts

MoneyView stands out as one of India’s most trusted, transparent, and flexible digital lending apps. Whether you need a quick loan for an emergency or want to track your credit score and monthly budget, the MoneyView app makes it easy—all from your smartphone.

With fast approvals, minimal paperwork, zero hidden charges, and repeat customer benefits, MoneyView is an ideal financial tool for today’s digital-first generation.

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