how to apply for personal loan on Tata Capital app

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how to apply for personal loan on Tata Capital app

✅ Introduction to TATA Capital Loan & Wealth App

TATA Capital, a trusted arm of the Tata Group, offers a wide range of financial services such as personal loans, business loans, home loans, vehicle finance, investment products, and wealth management. To make these services accessible digitally, TATA Capital has launched the “Loan & Wealth App”, which provides a seamless platform for borrowing, investing, and managing finances all in one place.

With secure, paperless processing, the app offers features like instant personal loan approval, mutual fund investments, EMI tracking, and digital document access, making it a complete financial solution for individuals and business owners.

how to apply for personal loan on Tata Capital app
how to apply for personal loan on Tata Capital app

 TATA Capital Loan & Wealth App Download Links

🔽 Android (Official):
👉 Download from Google Play Store

🔽 iOS (Official):
👉 Download from Apple App Store

🌐 Official Website:
👉 https://www.tatacapital.com

 Key Features of TATA Capital Loan & Wealth App

  1. Apply for Loans Instantly

    • Personal Loan, Business Loan, Home Loan, Loan Against Property

    • Instant approval up to ₹35 lakhs

    • 100% digital process with e-KYC

  2. Track Loan Details

    • View your outstanding amount, EMI schedule, interest certificates, etc.

    • Get reminders for upcoming EMIs and download statements

  3. Invest in Mutual Funds

    • Direct mutual fund investment with zero commission

    • SIP setup, NAV tracking, and goal-based investing

  4. Manage Insurance

    • Buy life, health, or motor insurance within the app

    • Track policy renewal, premium due dates

  5. Digital Wallet and Bill Payment

    • Recharge, pay bills, book services through the app

    • Set up auto-debit or schedule payments

  6. Personalized Offers

    • Pre-approved loans, credit line increases, and investment opportunities

    • Customized based on your profile and spending habits

  7. Security & Ease of Use

    • Fingerprint login

    • Encrypted transactions

    • Easy UI for all age groups


🏦 Types of Loans Offered via App

Loan Type Loan Amount Tenure Processing Time
Personal Loan ₹75,000 – ₹35,00,000 12 to 84 months Instant approval
Home Loan Up to ₹5 Cr Up to 30 years Within 3–5 working days
Business Loan ₹1,00,000 – ₹75,00,000 12 to 60 months Within 24–48 hours
Loan Against Property ₹5 lakh – ₹3 Cr Up to 20 years Within 5–7 working days
Used Car Loan ₹1 lakh – ₹50 lakh Up to 7 years 2–3 working days

🧾 Eligibility Criteria for Loan Application

Criteria Requirement
Age 22 to 60 years
Employment Salaried or Self-employed
CIBIL Score 700+ recommended
Income Minimum ₹20,000/month (varies by city)
Location Available in major Indian cities
Documents PAN, Aadhaar, Income proof, Bank Statement

📄 Documents Required

  • PAN Card & Aadhaar Card

  • Latest salary slips / ITR (last 2 years for self-employed)

  • Bank statement (last 6 months)

  • Business proof (for business loans)

  • Address proof (utility bill or passport)

All documents can be uploaded directly in the app.


📈 Wealth Management & Mutual Fund Investment

TATA Capital doesn’t just stop at lending. The app helps you grow your wealth through:

  • Mutual Fund Marketplace

  • Goal-based investing (retirement, education, home)

  • SIP Calculator & Portfolio Tracker

  • Direct Plans for higher returns

  • Top AMC tie-ups: HDFC, SBI, Axis, ICICI Prudential, etc.


🛡️ Insurance Options in the App

  • Health Insurance – for individual & family

  • Life Insurance – term and whole life options

  • Motor Insurance – car & bike policy renewal and claim assistance

  • Personal Accident Insurance – low-cost cover for accidental injuries

You can compare plans, buy insurance, and track premiums directly via the app.


💬 TATA Capital Customer Support


✅ Benefits of Using TATA Capital Loan & Wealth App

  • ✔️ Single app for loans, investments, and insurance

  • ✔️ Instant personal loan disbursal in 10–15 minutes

  • ✔️ Zero commission direct mutual funds

  • ✔️ Manage multiple loans from a single dashboard

  • ✔️ Safe and secure with two-factor authentication

  • ✔️ Save time with e-mandate and auto-pay options

  • ✔️ Earn rewards and cashback through financial wellness activities

 Conclusion

The TATA Capital Loan & Wealth App is a comprehensive financial tool that blends instant loan access, mutual fund investments, insurance buying, and financial tracking into one platform. Whether you are a young professional looking for a quick personal loan or a seasoned investor wanting to manage your wealth efficiently, the app delivers both power and simplicity.

With one of India’s most trusted brands backing it, the app brings security, reliability, and innovation to your financial journey. Download it today to take control of your money.

how to apply for personal loan on Tata Capital app
how to apply for personal loan on Tata Capital app

📥 Download Now

🔗 Android App: https://play.google.com/store/apps/details?id=com.tatacapital.customer
🔗 iOS App: https://apps.apple.com/in/app/tata-capital-loan-wealth/id1460358391
🌐 Visit Official Website: https://www.tatacapital.com

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