ICICI Direct – Invest in Stocks, F&O, Mutual Funds, IPOs

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ICICI Direct – Invest in Stocks, F&O, Mutual Funds, IPOs

ICICI Direct is one of India’s largest and most trusted full-service brokerage platforms, operated by ICICI Securities, a subsidiary of ICICI Bank. It is renowned for offering a comprehensive 3-in-1 account that combines banking, Demat, and trading into one seamless experience. With over 75 lakh customers, ICICI Direct caters to both new investors and active traders by offering access to stocks, F&O, mutual funds, IPOs, bonds, ETFs, SIPs, and more under one digital roof.

 About ICICI Direct

  • Company: ICICI Securities Limited

  • Founded: 1995

  • Headquarters: Mumbai, India

  • Parent Company: ICICI Bank

  • Users: 75+ lakh retail investors

  • Regulated by: SEBI, NSE, BSE, MCX, NSDL

ICICI Direct is a one-stop solution for investors looking for safety, professional-grade tools, research support, and premium services.

ICICI Direct – Invest in Stocks, F&O, Mutual Funds, IPOs
ICICI Direct – Invest in Stocks, F&O, Mutual Funds, IPOs

🧰 Key Investment Options on ICICI Direct

Investment Type Description
Stocks Buy/sell NSE & BSE listed shares for intraday or delivery
F&O (Derivatives) Trade in futures & options with advanced tools
Mutual Funds Invest in 5,000+ direct & regular schemes from top AMCs
IPO Apply online with UPI or ASBA and track allotment
ETF Invest in index ETFs, gold ETFs, and sector-based ETFs
SIPs Schedule regular investments in MF or ETFs
Bonds & NCDs Fixed-income instruments with predictable returns
Global Investing Invest in US stocks via partner platforms

⭐ Standout Features of ICICI Direct

🔗 3-in-1 Account Convenience

You get a savings account, trading account, and Demat account in one. This allows seamless money transfer, faster settlements, and zero fund transfer hassles.

📈 Real-Time Trading Tools

  • Access real-time market data

  • Advanced charting with indicators

  • Option chain analytics

  • Heat maps and technical screeners

  • GTT & Bracket orders

  • Basket orders for multi-stock execution

🔍 Research & Advisory

  • Daily market reports and insights

  • Stock recommendations

  • Sectoral and thematic analysis

  • Technical & fundamental screening tools

🧠 Robo Advisory (ICICI iTrack & Track & Act)

Automated portfolio tracking and advice based on your investment goals and risk tolerance.


📱 ICICI Direct App & Web Trading

Key Features:

  • Real-time quotes and price alerts

  • Live F&O tracking with OI & Greeks

  • Fund transfer via UPI or Net Banking

  • Integrated MF, IPO, and ETF investing

  • Personalized watchlists and order tracking

  • AI-based smart investing suggestions

  • Apply for IPOs in 2 taps

Desktop Terminal: Trade Racer

For active traders, ICICI Direct offers Trade Racer, a downloadable desktop platform with:

  • Live tick-by-tick streaming

  • Derivatives screeners

  • Technical alerts & back-testing

 


📥 ICICI Direct App Download Links

▶️ Android (Google Play Store)

🔗 Download ICICI Direct for Android

🍏 iOS (Apple App Store)

🔗 Download ICICI Direct for iOS

🌐 Web Platform

🔗 https://www.icicidirect.com


📊 Mutual Fund Investment with SIPs

ICICI Direct gives access to:

  • Direct Mutual Funds (lower expense ratio)

  • Regular Mutual Funds (with advisory)

  • Smart SIPs – dynamically managed SIPs

  • Lumpsum & Goal-Based MF Planning

You can invest via UPI, bank mandate, or auto-debit from ICICI Bank. MF reports and performance tracking are available under your dashboard.


🧾 ICICI Direct Brokerage & Charges (2025)

Service Charges (Standard Plan)
Equity Delivery ₹20 or 0.55% per executed order (whichever is higher)
Intraday (Equity) ₹20/order or 0.05%
Futures ₹20/order
Options ₹20 per order (flat)
Mutual Funds ₹0 (Direct); advisory fee for regular plans
IPO Free UPI application
Account Opening Free or ₹0 for ICICI Bank customers
Demat AMC ₹700/year (waived in select plans)
Call & Trade ₹25 per order

Note: ICICI Direct also offers flexible plans like NEO Plan, Prepaid Plans, and Prime Plans with lower brokerage for frequent traders.


💡 Why Choose ICICI Direct?

✅ Advantages

  • 🔒 High trust & security (ICICI Bank-backed)

  • 📊 Comprehensive product range

  • 💼 3-in-1 integrated account

  • 🧠 Research-backed investing ideas

  • 💰 Multiple plan options based on user profile

  • 📱 Clean, modern app for MF, stocks, and IPOs

  • 🧾 Auto-generated tax reports and P&L

❌ Disadvantages

  • Slightly higher charges than discount brokers

  • Trade Racer desktop terminal is only for active traders

  • Mutual fund investments in regular plans by default unless specified

  • No commodities or currency trading in retail segment


🧠 How to Open an ICICI Direct Account

You can open your account completely online:

For ICICI Bank Users:

  1. Login to net banking → Investments → Open Trading Account

  2. Instant activation & linked with your existing savings account

For New Users:

  1. Visit: https://www.icicidirect.com/open-account

  2. Fill personal details

  3. Upload PAN, Aadhaar, bank details

  4. E-sign using Aadhaar OTP

  5. Complete video KYC

  6. Account gets activated within 24–48 hours


📞 ICICI Direct Customer Support


🧾 Reports, Tax Statements & Portfolio

  • Contract notes

  • Tax P&L reports

  • Realized/unrealized gain tracker

  • Capital gains summary

  • Portfolio analytics by asset class

These can be downloaded in PDF, Excel formats from the portal or app.


🆚 ICICI Direct vs. Zerodha vs. Angel One

Feature ICICI Direct Zerodha Angel One
Delivery Brokerage ₹20 or % based ₹0 ₹0
Intraday Brokerage ₹20/order ₹20/order ₹20/order
Research & Advisory ✅ (strong) Basic
3-in-1 Account
MF Regular + Direct ✅ (direct only)
Trust & Legacy ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐ ⭐⭐⭐⭐

 Final Verdict: Should You Choose ICICI Direct?

If you’re looking for:

  • A secure platform backed by a major bank

  • Access to all types of financial products

  • Research-backed investing strategies

  • Easy bank-Demat integration

  • Reliable IPO, MF, and F&O tools

Then ICICI Direct is a top-tier choice — especially for salaried individuals, long-term investors, and NRI users.

For advanced traders who want low-cost brokerage, Zerodha or FYERS might be cheaper, but ICICI Direct wins on trust, convenience, and support.

 Open Your ICICI Direct 3-in-1 Account Now
🔗 https://www.icicidirect.com/open-account

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